Tips to Save

Homeowners insurance rates are increasing, but there are ways to save on your homeowners insurance premium.

• Increased deductibles. There are a wide range of deductibles to consider. A slight increase in your deductible may result in a significant savings in premium.
• Multi-policy discounts. Many companies offer discounts to your homeowners premium if you insure your autos with them as well.
• Security discounts. You may be eligible for a discount if your home has an alarm system, fire sprinklers, deadbolt locks, and fire extinguishers.
• Loss prevention. Even one homeowners claim can limit your options and make it more difficult for us to shop for the best rate. Therefore, taking steps to prevent losses ensures lower rates in the future. Proactive loss prevention steps include: clearing brush and debris away from your home, installing security and/or fire alarms, keeping your home well maintained, and installing exterior lighting.

Note that discounts vary by company. To determine if you qualify please contact our office.