Motorcycle/ATV

Motorcycle insurance and auto insurance have very similar components. There are also a number of optional coverages available on a motorcycle policy:

• Uninsured & Under insured Motorists Coverage Provides coverage in case you, a covered family member, or your covered passengers are injured or killed in an accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you (respectively).
• Optional Equipment Coverage. If you select comprehensive coverage, for an additional premium you can also obtain coverage for loss to any optional or added equipment that is not permanently installed. This includes such items as crash bars, custom seats, sissy bars, windshields, fairings, saddle bags, tank bags, trunk and luggage racks, custom light bars, and custom exhaust systems.
• Towing and Labor Costs Coverage. Company will the cost of labor done at the site of disablement of your insured or non-owned motorcycle and for necessary towing of your motorcycle because of the disablement.
• Rental Reimbursement Coverage. Provides coverage for the cost of renting an automobile if you have purchased comprehensive and/or collision coverage and the loss to your motorcycle involves either coverage